210 South Gaines St.
Little Rock, AR 72201

Tel: +501-568-1001

RATES

Share Savings Accounts

From To Rate
5.00 499.99 1.25%
500.00 1999.99 1.40%
2000.00 4999.99 1.55%
5000.00 9999.99 1.70%
10000.00 24999.99 1.85%
25000.00 MAX 2.00%

*The share saving account is a Tiered Rate Account. The following dividends were paid for the dividend period 07-01-17 thru 12-31-17. Dividends are figured on an average daily balance.

These rates are available to members of the Little Rock Fire Department Federal Credit Union Only.

 

Loan Rates

Credit Card Consolidation Loan

Duration of Loan Rate
36 months 7.49 % APR
37 to 42 months 7.99% APR
43 TO 54 months 8.99% APR

*$10,000.00 Max on loan
*Need current copy of credit card statement or statements.

New Auto Loans

Duration of Loan Rate
36 months 3.15% APR
37 to 42 months 3.40% APR
43 TO 54 months 3.65% APR
49 to 60 months 3.90% APR
61 to 72 months 4.50% APR
73 to 84 months 5.90% APR

* Plus up to $1500.00 for sales tax.
* Will finance 90% of sticker price.

Used Auto Loans

Year Duration of Loan Rate
2012 36 months 4.50% APR
2013 42 months 4.50% APR
2014 48 months 4.50% APR
2015 54 months 4.50% APR
2016 60 months 4.50% APR
2017 66 months 4.50% APR
2018 72 months 4.50% APR

* We will finance 100% of finance value as listed in Credit Union Black book.
* Plus up to $1000.00 for sales tax.
* The Credit Union will not finance a salvage vehicle or rebuilt vehicles.
(For terms contact Credit Union).

Personal-Signature Unsecured

Duration of Loan Rate
36 months 9.90% APR
37 to 48 months 10.90% APR
49 to 60 months 11.90% APR

 

Share Secured Loan

Duration of Loan Rate
36months 3.25% APR
37 to 48 months 3.50% APR
49 to 60 months  3.75% APR

 

New: Boats/Motors/Trailers, Motorcycles, Jet Skis, Trailers(Horse/Utility), ATV

Duration of Loan Rate
60 months up to $10,000 4.90% APR
 61 months and above up to 120 months length depends on amount 5.90% APR

 

Used: Boats/Motors/Trailers, Motorcycles, Jet Skis, Trailers (Horse/ Utility), ATV

Duration of Loan Rate
36 months <$5,000 6.75% APR
37 to 60 months $5,001 – $15,000 7.25% APR
61 to 72 months $15,001 – $25,000 7.75% APR
73 to 96 months > $25,001 8.25% APR

 

New: Campers, Motor Homes

Duration of Loan Rate
60 months 4.90% APR
61 to 120 months 5.90% APR
121 to 144 months 6.90% APR

 

Used: Campers, Motor Homes

Duration of Loan Rate
60 months 7.15% APR
61 to 84 months 7.40% APR
85 to 144 months 7.90% APR

 

New: Commercial Lawn Equipment, Tractors

Duration of Loan Rate
36 months 6.90% APR

 

Used: Commercial Lawn Equipment, Tractors

Duration of Loan Rate
36 months 9.25% APR

 

                     If you are interested in applying for a loan with the Credit Union, phone 568-1001, 210 S. Gaines ST, 7 AM to 3.00 PM or 490-2005, Fire Station #7, 4101 W. Markham “a Shift”, or           371-9500 Central fire station 624 S. Chester

All loans are based on the member’s ability to repay the loan and previous credit history.

The Credit Union is now offering checking accounts with debit cards, and direct deposit. Direct deposit is also available for retirees. We also offer bi-weekly loan payments, share deposits with the checking account.

 

 

 All Accounts

Stop Payment Fee – $20.00